Privacy Policy

Welcome to MortgageHubAI ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our mortgage analysis services.

By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

Personal Information

We may collect personal information that you voluntarily provide to us when you register for the Service, express an interest in obtaining information about us or our products and services, or otherwise contact us. The personal information we collect may include:

• Identity Data: Name, email address, and password hash.
• Financial Data: Mortgage scenarios, property details, loan amounts, interest rates, and income information you input for calculation purposes. Note: We do not store credit card numbers directly; payments are processed securely via Stripe.
• Technical Data: IP address, browser type, device information, and cookies.

We use the information we collect or receive for the following purposes:

• To provide and maintain our mortgage analysis and property tracking services.
• To manage your account and subscription status.
• To send you administrative information, such as product updates, security alerts, and support messages.
• To improve our website, user experience, and calculation accuracy.
• To enforce our terms, conditions, and policies.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following situations:

• Service Providers: With third-party vendors (e.g., Stripe for payments, cloud hosting providers) who perform services for us and require access to such information to do that work.
• Legal Obligations: If required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
• Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Service is at your own risk.

If you have questions or comments about this policy, you may email us at support@mortgagehubai.com.