Terms of Service

Last Updated: November 30, 2025

1. Acceptance of Terms

By accessing and using MortgageHubAI ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.

2. Use of Service

MortgageHubAI provides tools for mortgage calculation, property analysis, and financial scenario planning. You agree to use the Service only for lawful purposes and in accordance with these Terms.

User Responsibilities

  • You are responsible for maintaining the confidentiality of your account credentials.
  • You are solely responsible for the accuracy of the data you input into the Service.
  • You agree not to use the Service to transmit any malicious code or interfere with its proper operation.

3. Disclaimer of Financial Advice

IMPORTANT: The Service is for informational purposes only.

The calculations, estimates, and scenarios provided by MortgageHubAI do not constitute financial, legal, or tax advice. We are not a lender, mortgage broker, or financial advisor. Actual loan terms, interest rates, and approval depend on various factors and must be confirmed with a qualified lender.

4. Subscriptions and Payments

Some features of the Service may require a paid subscription. By subscribing, you agree to pay the fees indicated for that service.

  • Billing: Subscription fees are billed in advance on a recurring basis (monthly or annually).
  • Cancellation: You may cancel your subscription at any time through your account settings. Access will continue until the end of the current billing period.
  • Refunds: Payments are non-refundable, except as required by applicable law.

5. Termination

We reserve the right to terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

6. Limitation of Liability

In no event shall MortgageHubAI, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

7. Contact Us

If you have any questions about these Terms, please contact us at support@mortgagehubai.com.